Buying Off-Plan Property in Cambodia: 2025 Update

Buying property off-plan has become an increasingly popular option in Cambodia’s fast-evolving real estate market. While the idea of committing to a home or condo that hasn’t been built yet can seem risky especially to local residents, it also opens the door to opportunities that are harder to find in completed developments, for instance, better prices, more flexible payment terms, and better customisation.

As Cambodia continues to see strong urban and coastal development in 2025, especially in Phnom Penh and Sihanoukville, understanding how off-plan purchases work is important for anyone considering entering the market. In this article, Realestate.com.kh will explore the current process, key considerations, and potential benefits of buying property off-plan in Cambodia.

What does it mean to buy "off-plan"?

Buying off-plan means purchasing a property before construction is completed, or even started. In many cases, buyers sign a contract based on architectural plans, with the promise that the home, condo, or unit will be completed within a set timeframe. Payment terms are usually flexible or made in installments based on construction progress.

This approach is especially common in Cambodia’s gated community projects like Borey and new condo developments, where early buyers are often rewarded with price discounts and preferred unit selection.

Why buy Off-Plan in 2025? 

Off-plan properties in Cambodia continue to offer several key advantages:

• Discounted Prices: developers often incentivise early buyers with lower prices compared to completed properties.
• Better Unit Selection: buyers can choose the most desirable units, such as corner units, top floors, or homes with the best views.
• Customisation Options: some developers allow buyers to make design adjustments, like changing floor plans, combining units, or choosing specific finishes and fixtures.
• High Capital Growth Potential: buying early can lead to a good capital gains. In Phnom Penh, buyers who purchase during pre-launch can sometimes see appreciation of up to 30%, compared to the typical 5–10% once a project is underway.
• Flexible Payment Terms: payment terms can be flexible depending on the development timeline, which can ease the financial burden on buyers.

Additional reading: Common Payment Methods for Buying Properties in Cambodia

Understanding Off-Plan buying process

The off-plan process usually begins during the pre-launch phase. At this point, the developer may still be finalising permits, designs, and other assessments. However, to fund early stages of construction, units are often sold at attractive prices.

After the buyers choose a unit, the following steps are usually: 

1. Sign a sales agreement: this includes the purchase price, unit details, and payment terms.
2. Pay a deposit: the deposit may range from 10% to 30%, although some Borey projects may require less. 
3. Follow the flexible payment term: buyers usually pay in phases, aligned with construction progress.
4. Final settlement & handover: once the property is completed, the remaining balance is paid, and the buyer receives ownership and keys.

Further reading: Understanding the Sales and Purchase Agreement (SPA) in the Cambodia Real Estate Market

How to evaluate an Off-Plan investment?

While off-plan properties offer alot of advantages, investors and buyers should be more careful and consider some potential risks that might occur. Here’s what to consider:

Can You Wait?

Off-plan properties typically take 18 to 36 months to complete. Delays are common, so buyers should be financially prepared for a longer waiting period especially if they’re depending on rental income or resale returns.

Is the Location Promising?

Since there are no finished units to inspect, buyers must research the neighbourhood thoroughly. Look at infrastructure development, nearby projects, schools, roads, and lifestyle amenities. See whether the neighborhood is good for your kind of investment or not. To understand more about the potential that each neighborhood currently has, check out the latest Cambodia Condominium Report from realestate.com.kh and stay updated! 

Download now: https://realestatekh.lpages.co/reakh-cambodia-condo-report-download/

What If There Are Delays?

To reduce risk, it's essential to have a well-defined contract that includes:

• A clear completion date and handover timeline
• Penalties for missed deadlines
• Refund or exit clauses, if applicable
• Developer obligations under Cambodian law (some protections exist but enforcement may vary)
• Buyers should seek legal advice and clarify all terms before signing any agreement. In 2025, more developers are including transparent delay policies due to increased buyer awareness!

Final Thoughts

Off-plan property buying in Cambodia remains a powerful tool for both home buyers and investors, if done with the right precautions. The chance to lock in attractive prices, customize your property, and  secure a property in prime locations has made this method popular, particularly in Phnom Penh and coastal hotspots like Sihanoukville as well.

Thinking of Buying Off-Plan in Cambodia? Contact Realestate.com.kh, Cambodia’s leading property platform now, to explore upcoming projects, compare prices, and connect directly with verified developers and agents!

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